When your wedding day draws near, the last thing you want to think about is insurance, but with marriage comes combining your assets – and your risk. Your insurance policies should be updated to reflect that.

When your wedding day draws near, the last thing you want to think about is insurance, but with marriage comes combining your assets – and your risk. Your insurance policies should be updated to reflect that.
Though saying so may seem redundant, it’s a good idea to hold a training session on driving in the rain. Such a session is an important exercise to reinforce the importance of being extra careful when the roads are wet, particularly if it has not rained for some time. One-quarter of speeding-related large truck accident fatalities happen in rainy or other poor weather conditions, according to the Federal Motor Carrier Safety Administration.
With school back in session and most institutions open for in-person classes, traffic may be congested outside schools early in the day and later in the afternoon as parents drop off and pick up their kids.
One of the most unpleasant accidents for a motorist is hitting a deer or other animal. Additionally, if you live in or are ever driving through a rural area, there is always a chance of stray livestock wandering onto the roadway. As deer and livestock are fairly large, the damage to the vehicle can be substantial.
COVID-19 has changed a lot about society, with many people working from home, wearing masks in public and socially distancing from others. A recent government study also indicates that the pandemic has also made us worse drivers.
Sometimes, businesses that own fleets of vehicles have to use cars that don’t belong to them, such as when an employee has to use their own car to run an errand or visit a customer or vendor.
Behind every teenage driver is, as every parent knows, an expensive insurance policy. This is because many insurers consider anyone under the age of 25 a risk. Here are some tips to help keep your driver safe and your insurance costs down.
Many insurance carriers offer significant discounts for customers who place multiple types of insurance with the same company, referred to as “multi-line discounts” or “bundling.”
A fact that many people often overlook is that getting insurance isn’t a one-and-done thing. For example, the policy you purchased when you had sparse furnishings after buying your home is no longer going to fit once you’ve outfitted your home with nice furniture and appliances.
Traditionally, insurance companies have considered a driver’s history when calculating auto insurance premiums, basing prices on factors such as age and record of accidents and traffic tickets. Usage-based insurance or “pay as you drive” and “mile-based insurance,” is gaining traction.